Smart Loans for Smarter Decisions

For salaried applicants: PAN, Aadhaar, last 3 months salary slips, 6 months bank statement, Form 16, property documents. For self-employed: PAN, Aadhaar, business proof, last 2 years ITR with computation, bank statements, property documents. Visit the Docs tab in Tools for the complete checklist.

Loan eligibility depends on your monthly income, existing EMIs (FOIR), credit score, age, and property value. Use our Eligibility Checker in the Tools section for an instant estimate, or contact us for a personalized assessment.

Home loan rates start from 8.50% p.a. depending on your profile (salaried/self-employed), credit score, and loan amount. We negotiate with 25+ banks to get you the best rate. Check the Banks tab in our Tools for current rates.

Typically 7-15 working days from document submission. Pre-approved loans can be disbursed faster, sometimes within 3-5 days. Our 22+ years of bank relationships ensure faster processing.

No. Finance Market does not charge any service fee from clients. Banks pay us their standard partner fee. You only pay the bank's processing fees, which we help negotiate down where possible.

Yes! Balance Transfer can save you significant EMI if your current rate is over 9.50%. Use our Balance Transfer calculator or contact us for a free analysis.

Yes, we have special schemes for NRIs with competitive rates from 8.75% p.a. Documentation requirements differ — check our Docs section or contact us for NRI-specific guidance.

Don't worry — we work with banks and NBFCs that accept lower CIBIL scores (600+), though rates may be slightly higher. We also help clients improve their CIBIL score over 3-6 months for better terms. Contact us for guidance.