EMI Calculator

Calculate Your Loan EMI Instantly

Get accurate monthly EMI, total interest payable, and breakdown for any loan amount, tenure & interest rate.

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Configure Your Loan

Adjust amount, tenure and rate to see live EMI

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Home Loan
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Home Loan
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Loan Against Property
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Business Loan

Monthly EMI

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Equated Monthly Instalment
Principal
Interest
Principal
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Total Interest
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Total Payment
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Max Eligible Loan

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Based on FOIR & income capacity
Max EMI You Can Afford
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FOIR Applied
55%
Available Income for EMI
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๐Ÿ“ How is eligibility calculated?
Banks use FOIR (Fixed Obligation to Income Ratio) โ€” typically 55-60% of net monthly income for EMI obligations. We subtract existing EMIs from this limit to determine your maximum new loan EMI, then back-calculate the maximum loan amount based on tenure & interest rate. Actual sanction may vary based on CIBIL score, employer category, age, and bank-specific policies.

๐Ÿ”„ Compare Multiple Loan Offers Side-by-Side

Enter loan amount, tenure & interest rate for each offer. We'll calculate EMI + total interest and highlight the best deal automatically.

Monthly EMI
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โ‚น50 Lakh
Total Interestโ‚น0
Total Paymentโ‚น0
Monthly EMI
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โ‚น50 Lakh
Total Interestโ‚น0
Total Paymentโ‚น0

๐Ÿ“Š Comparison Summary

Enter loan details to see the comparison

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